Citi is organized into two major segments – Citicorp and Citi Holdings.
Citicorp
Regional Consumer Banking
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Retail Banking, Local Commercial Banking and Branch-Based Financial Advisors: North America, EMEA, Latin America and Asia; Residential real estate in North America
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Citi-Branded Cards: North America, EMEA, Latin America and Asia
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Latin America Asset Management
Institutional Clients Group
Securities and Banking
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Investment banking
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Debt and equity markets (including prime brokerage)
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Lending
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Private equity
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Hedge funds
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Real estate
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Structured products
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Private Bank
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Equity and Fixed Income research
Transaction Services
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Cash management
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Trade services
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Custody and fund services
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Clearing services
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Agency/trust
Citi Holdings
Brokerage and Asset Management
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Largely includes investment in and associated earnings from Morgan Stanley Smith Barney joint venture
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Retail alternative investments
Local Consumer Lending. North America
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Consumer finance lending: residential and commercial real estate; auto, student and personal loans; and consumer branch lending
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Retail partner cards
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Certain international consumer lending (including Western Europe retail banking and cards)
Businesses
Credit Cards
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Citi® Credit Cards
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Small Business Credit Cards
Small and Medium-Sized Business
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Banking and Cash Management Services
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Credit Card Merchant Services
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Small Business Credit Cards
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Trade and Foreign Exchange
Microfinance
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